An Autonomous Society Promoted by NABARD

Capacity Building Support for Least Developed Countries

Bankers Institute of Rural Development ( BIRD ) as an apex training institute is offering the following capacity building support for the bankers and government officials of the Least Developed Countries:

1. Invitation for participation in our announced/ planned programmes :

BIRD will be pleased to allocate the seats to the candidates from Least Developed Countries in the programmes planned for the current financial year (upto March 2016):

No. Name of the programme Dates Venue
1 MDP for Women Officers 29 Feb -4 Mar 2016 BIRD, Lucknow
2. Flagship Programmes
I. Training cum Exposure Programme on Emerging Areas in Agriculture Sector and Bank Credit for Bank Officials

Background: The program is designed and conducted by BIRD in collaboration with M/s Jain Irrigation Systems, a multinational organization working in micro irrigation systems, based in Jalgaon, Maharashtra. The programme provides exposure on some of the high tech projects implemented by M/s Jain Irrigation and enables the participants to understand the emerging opportunities in agriculture sector for financing by banks.

Objective of the programme: The objective of the programme is to give first hand exposure of the emerging opportunities in agriculture and allied sector to the participants and provide them with a knowledge of financial and technical aspects of the related agriculture projects

Programme Contents: The programme covers the following areas:

  • Status of agriculture and challenges in LDCs
  • Emerging opportunities in Agri Financing – Introduction to tissue culture, poly houses, micro irrigation, etc.
  • Visit to Jain Hills, Food Park, Energy Park
  • Integrated project on tissue culture, poly house and micro irrigation – Project preparation – various components – Technical and financial viability
  • Case study of Banana, Onion, Mango
  • Case study of Crops using Micro Irrigation System – Sugarcane, Cotton, Paddy
  • Field visit to various projects on Tissue culture – Banana, Pomegranate, Poly houses – Vegetables and flowers with micro irrigation – Sugarcane with micro irrigation.
  • Basic Value chain financing – Scope and options available for banks

Relevance of the Programme for the Least Developed Countries:

The programme is highly relevant for the LDCs in view of the following:

  1. It provides practical exposure on emerging opportunities in the agriculture like micro irrigation system, tissue culture and poly houses, which would help these countries in augmenting capital formation in agriculture
  2. Knowledge of financial and technical aspects of these activities would help them in better understanding the risks and enable them in better project appraisal.
II. Programme on Sustainable Rural Livelihoods

Background: Providing sustainable rural livelihoods to vast rural population has been a challenge not only in India but also in other developing countries. India has tried various approaches like group approach and community participation in major poverty alleviation programme being implemented namely “National Rural Livelihood Mission”. Besides, there has been emphasis on micro enterprise promotion through bank credit and providing other necessary linkages.

Objective of the programme: The objective of the programme is to apprise the participants about different approaches, opportunities and institutions for rural livelihoods and how income generating activities can be financed by banks in rural areas

Programme Contents:

  • Poverty alleviation programmes in India -lessons,
  • Sustainable Livelihoods Approach (SLA)- Core concepts and practices
  • Vulnerability issues in SLA
  • Empowerment of social groups – Participatory approach for SLA
  • Policies, institutions and processes in SLA
  • Livelihood strategies in Indian context- visit to SHG, JLGs and their federations
  • Livelihood opportunities in various sectors
  • Drawing up of Livelihood Action Plan

Relevance of the Programme for the Least Developed Countries:

The programme is highly relevant for the LDCs in view of the following:

  1. It provides a platform to discuss the concepts like livelihood system and sustainable livelihood approaches.
  2. It provides a forum for discussing and sharing the various strategies adopted by India for poverty alleviation and draw necessary lessons.
  3. Practical exposure to livelihood activities taken by SHGs, JLGs and other livelihood collectives like Producer Organisations
III. Programme on Commodity Exchanges and Negotiable Warehouse Receipt Financing

Background: Commodities have become an established asset class in the markets worldwide. While futures trading is relatively new to the commodity markets in the Least Developed Countries, the global commodity futures exchanges have been functioning for several decades. What has attracted investors to trading in commodity futures is the transparency in the price mechanism, low margins, risk management, benefits to farmers by way of price clarity and an organised marketplace. It has been observed that farmers realise only 30-35 per cent of produce value as compared to 65-70 per cent realisation by farmers from developed nations. Therefore Warehouse receipts are a potential trade tool to smoothen farmers’ access to finance. A negotiable warehouse receipt system can allow banks to improve lending quality as loans are lent against produce deposited in licensed warehouses which reduces lending risks of banks significantly.

Objectives: The objective of the programme would be to give exposure to the delegates from the Least Developed Countries to appreciate the concepts and approaches adopted in Commodity Exchanges and Negotiable Warehouse Receipt Financing in Agriculture Sector in India. At the end of the programme the participants will be able to :

  • Describe the Primary Agriculture Market and Future trading.
  • Explain the Concept of Commodity Exchanges in Agriculture Sector and the Approaches – Forward Markets and Derivatives Act.
  • Appreciate the aims, objectives and salient features of Warehouse Development and Regulation Act.
  • Explain Scientific Storage of Agricultural Produce and Role of Collateral Agencies
  • Understand the importance of Negotiable Warehouse Receipt Financing – Role of Banks.
  • Develop an action plan for establishing / improving the Exchange Markets for Agriculture produce, Warehouse construction, scientific storage and Negotiable Warehouse Receipt Financing.

Programme Contents: With a view to achieve the above indicated objects the content of the programme is designed as under:-

  • Overview of Indian Agriculture, Primary Agriculture Markets and future and forward markets.
  • Concepts and approaches adopted by India in Commodity Exchanges; National Commodity and Exchange Derivatives ( NCEDX), MCX and other Exchanges and their role.
  • Warehouse Development and Regulation Act- Aims, objectives and important features of the Act.
  • Need for Scientific storage of agriculture produce;
  • Role of Collateral agencies in procurement, storage of agriculture produce and bank finance.
  • Negotiable Warehouse Receipt Financing- A mechanism for increasing income of the farmers.
  • Exposure to various models of Negotiable Warehouse Receipt Financing adopted in India.
  • Panel Discussions on Development of Agriculture Commodity Exchange and Warehouse Receipt Financing in the Least Developed Countries.

Relevance of the Programme for the Least Developed Countries:

It has been recognized by the United Nations that the greatest challenge for the LDCs, is to effectively address diverse and complex problems facing their agriculture sector and to ensure sustainable access to food. These long-standing problems of food insecurity and low levels of agricultural development are being exacerbated by civil strife in some countries and new challenges such as food price volatility. These challenges will serve to heighten the vulnerability of these countries and reverse hard-earned gains made by them on the economic and social fronts. Therefore measures like establishment / improvement in the existing mechanism of commodity exchanges, Warehouse development, scientific storage and Negotiable Warehouse Receipt financing would work towards ensuring food security, increase farmers income. This would result in sustainable access to food and food security of these countries.

IV. Management Development Programme (MDP) for Women Officers

Background: There has been continuous increase in the presence of women officers in banks and government offices in the recent times. Managing professional life and family life poses additional challenges for these officers and often limits their opportunities for professional growth. Besides, many times it also leads to pressure of managing time and relations. Against this background, BIRD has designed unique management development programme for women officers.

Objectives: The Programme objective is to inform the officers about important rights of women and elements of empowerment and impart them necessary skills in communication, interpersonal relations, conflict resolution and team building. Besides, the programme also provides them with an opportunity to analyse their emotional intelligence and leadership skills.

Programme Contents:

  • Women Empowerment: Rights & Potentials
  • Self and Inter-personal relations: Johari Window Model
  • Effective Communication: Inter personal Communication Skills, art of Feedback, Business Etiquettes
  • Conflict Resolution & Team Building
  • Leadership
  • Emotional Intelligence
  • Time Management

Relevance of the Programme for the Least Developed Countries:

The programme is highly relevant for the women officers from the least developed countries as it provides unique opportunity to them for discussing their issues, sharing their challenges and best practices evolved in overcoming those challenges. Besides, it also enables them to enlist the support of the trained facilitators to discuss their issues.

3. Customised Programmes

Besides, our offer to allocate the seats in our existing programmes, BIRD would be happy to design and deliver customised programmes exclusively catering to the requirements of the clients in the following areas:

a.  Credit Planning, Monitoring and Coordination :The inputs on how to prepare area specific credit plans, creating monitoring systems and seeking supports of government agencies and banks

b.  Promoting Rural Livelihoods :Programmes on sustainable rural livelihood strategies, promotion and financing of small industries,

c.  Financial Inclusion and Financial Literacy :Improving access of poor to formal credit system, Use of technology for enhancing the outreach, financial education to improve the credit absorption capacity

d.  Project preparation and appraisal :Project formulation, preparation, implementation and monitoring

e.  Natural Resource Management and Climate Change :Programmes on watershed management, etc

f.  Climate change

h.  Trainers Training Programme:on Training Techniques

g.  MDP and Executive Development Programmes:for Senior Officers of Banks and government agencies

4. Organising Exposure Visits with in India:

BIRD would be utilising its knowledge and networked resources for organising exposure visits to successful experiments in areas like group approach for Poverty Alleviation, Agriculture Value Chain, Commodity exchanges, financial Inclusion, financial literacy, new agriculture techniques, etc.

5. Technical Assistance :

Besides, organising training programmes and exposure visits, BIRD can provide technical assistance in the form of consultancy in the following areas : Development of Training Certification System

  • Training Needs Assessment Study
  • Strengthening of supervision of Rural Financial Institutions
  • Change of Organisational Change through OD intervention
  • Pilots for improving the livelihoods, skill development and financial inclusion

Nodal Officer : Mr. Ashok Mishra
Designation : Deputy General Manager
Telephone : +91-22-26539615
Mobile : +91- 9167228024
Email :